WHCA, Washington Hancock Community Agency

Home Repair Loans


Maine Whole Home Program

The Maine Whole Home Program provides assistance to income eligible homeowners seeking grant funds to repair health and safety issues in the home as well as septic repair or full replacement loans.

The Whole Home Program provides home repair grants, elderly hardship grants (must be 62 years or older), deferred forgivable loans and 1% Septic loans to income eligible homeowners. To be eligible you must own and live in the home that will be repaired or renovated.

Eligible Repairs:

  • Well and septic systems
  • Heating and electrical system repairs
  • Roof and chimney repairs
  • Structural repairs
  • Repair or replacement of windows and doors
  • Repair or replacement of siding
  • Handicap accessibility improvements
  • Other health and safety repairs

Grants and loan amounts vary based upon your needs, the program you qualify for and available funding. Depending on your location, family size, and income you may qualify for a loan or grant.

Each type of grant or loan has different income guidelines to follow.

For more information please call us at 610-5957 or email housing@whcacap.org

If you have had a prior FIX ME or MSHA Home Repair loan or grant you may not qualify for some of the grants or loans.


Washington Hancock Community Agency :: Serving Maine's Washington and Hancock Counties :: www.WHCACAP.org

Machias: (207) 259-5015 :: Ellsworth: (207) 664-2424

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