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WHCA, Washington Hancock Community Agency

Rural Microentrepreneur Assistance Program


RMAP loans are targeted to rural businesses with fewer than 10 employees. Loan funds may be used for working capital, inventory, debt refinancing, business acquisitions, and the purchase or lease of real estate. This loan can only fund up to 75% of the business' total project cost.

  • Loans up to $25,000
  • Terms of up to 10 years
  • Interest rate – 6%
  • 2% origination fee due at closing
  • $15 application fee

You must complete a loan application for loan committee review. As with all WHCA loan products, other industry criteria must be met to qualify for this loan.


Loan Application PDF 358KB
Cash Flow Projections - Excel Spreadsheet 34KB
Instructions for Preparing Cash Flow Projections PDF 148KB


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